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2018FY – RENAISSANCE CONTINUES

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Key facts about the bank

Strong shareholder
Onexim Group (86.0%) – one of the largest private investment funds in Russia – open the website

Effective business model
Scalable retail-loan origination machine, rigorous risk management, tight OPEX control

Leading position on the market
Among top 50 Russian banks, top 10 retail banks and top 3 specialised POS banks

Large client base:more than 12 million

Well-known partners
Svyaznoy, Euroset, M.video, MediaMarkt, Eldorado, Beeline, Ascona, Hilding Anders, Inventive Retail Group, Lazurit and about 25,000 retail companies

Diversified nationwide distribution
Coverage at 31.12.2018: 62 regions of Russia, 136 branches, 139 966 points-of-sale
Key Performance Indicators
IFRS financial statements for 2018FY - open in PDF format

  • Assets: ₽ 159 bn
  • Gross loan portfolio: ₽ 138 bn
  • Origination for 2018FY: ₽ 145 bn 
  • Net profit for 2018FY: ₽ 5.8 bn
  • ROE for 2018FY: 24%

Ranking by Kommersant

  • Top Russian banks by ROA for 9M2018 – No 3
  • Top Russian banks by ROE for 9M2018 – No 7
  • Top Russian banks by retail loans on 1.09.2018 – No 13
  • Top Russian banks by retail deposits 1.09.2018 – No 23
  • Top Russian banks by net assets on 1.09.2018 – No 48
  • Top Russian banks by equity size on 1.09.2018 – No 50

Credit ratings

  • ACRA: 'BBB-(RU)', Stable outlook
  • Standard & Poor's: 'B', Stable outlook

   Useful links 

Bank Management: open in PDF format

Investor Relations Twitter Account: twitter.com/RenCredit_IR

Investor Relations E-mail Address: ir@rencredit.ru