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Renaissance Year:
Renaissance Credit announces its 2017 results under IFRS

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Key facts about the bank

Strong shareholder
Onexim Group (86.0%) – one of the largest private investment funds in Russia – open the website

Effective business model
Scalable retail-loan origination machine, rigorous risk management, tight OPEX control

Leading position on the market
Among top 50 Russian banks, top 10 retail banks and top 3 specialised POS banks

Large client base: 11 million

Well-known partners
Svyaznoy, Euroset, M.video, MediaMarkt, Eldorado, Beeline, Ascona, Hilding Anders, Inventive Retail Group, Lazurit and about 25,000 retail companies

Diversified nationwide distribution
Coverage at 31.12.2017: 63 of 85 regions of Russia, 145 branches, 85,242 points-of-sale
Key Performance Indicators
IFRS financial statements for 2017 - open in PDF format

  • Assets: ₽ 130 bn
  • Gross loan portfolio: ₽ 111 bn
  • Origination for 2017: ₽ 127 bn 
  • Net profit for 2017: ₽ 5 bn
  • ROE for 2017: 25%

Ranking by Kommersant

  • Top Russian banks by ROA for 2017 – No 3
  • Top Russian banks by ROE for 2017 – No 4
  • Top Russian banks by retail loans on 1.02.2018 – No 14
  • Top Russian banks by retail deposits 1.02.2018 – No 28
  • Top Russian banks by net assets on 1.02.2018 – No 50
  • Top Russian banks by equity size on 1.02.2018 – No 43

Credit ratings

  • ACRA: 'BBB-(RU)', Stable outlook
  • Standard & Poor's: 'B-', Positive outlook

   Useful links 

Bank Management: open in PDF format

Investor Relations Twitter Account: twitter.com/RenCredit_IR

Investor Relations E-mail Address: ir@rencredit.ru